Any opinions are those of Joel P Faircloth and not necessarily those of RJFS or Raymond James.
Caring for a special needs individual can easily deplete a family’s time and resources. Without knowing the available opportunities and potential pitfalls, you could jeopardize this individual’s financial future and miss out on significant benefits and opportunities. Be Aware of The Different Financial and Educational Life Stages From a financial perspective, if a child is under 18 then the … Read More
According to the Social Security Administration, nearly three-quarters of Americans choose to begin benefits prior to their full retirement age (FRA). Whether or not this is the right choice depends on a myriad of different factors which we will discuss below. Making an uninformed choice could cost you tens of thousands of dollars over your lifetime. With that in mind, … Read More
Below is a condensed summary of some of the most important changes from the recent tax reform bill. New Marginal Tax Brackets & Expanded Thresholds Who is affected? All taxpayers. What changed? The seven old marginal brackets of 10, 15, 25, 28, 33, 35, and 39.6% have been replaced by seven new brackets of 10, 12, 22, 24, 32, 35, … Read More