Forbes Names Aspen Wealth Strategies’ Andy McClaflin One of The Nation’s Top Next-Gen Wealth Advisors

Andy McLaflin, Aspen Wealth Strategies

Aspen Wealth Strategies’ Founder and Chairman, Andy McClaflin, has been named to the 2018 Forbes list of America’s Top Next-Generation Wealth Advisors, which recognizes advisors from national, regional, and independent firms. Andy debuted at No. 233 nationally and No. 3 in Colorado. (To view the entire list, please click here.) Said Andy of this prestigious honor:  “I may have been … Read More

Weekly Talking Points – August 22, 2018

Joel Faircloth, Aspen Wealth Strategies

The S&P 500 ground out a positive 0.66% last week while the Dow Jones Industrial Average shot up 1.48% on a softening of the “trade war” talk between the US and China.   International markets continued sell off with political tensions (mainly Turkey) as both developed (MSCI EAFE) and emerging (MSCI EM) declined 1.10% and 3.68% respectively.Retail sales in the US … Read More

Determining Your Safe Withdrawal Rate

Sequence of return risk What is it? | The risk that an investor’s portfolio returns will be low or negative early in a withdrawal period. Given the same starting principal and average return, individuals who incur low or negative returns early on during a particular withdrawal phase are at greater risk of exhausting their funds than individuals who experience low … Read More

Weekly Talking Points – August 6, 2018

Joel Faircloth, Aspen Wealth Strategies

The S&P 500 ground out a positive 0.80% last week while the Dow Jones industrial Average was essentially flat (up 0.05%). International markets however took a breather as both developed (MSCI EAFE) and emerging (MSCI EM) declined 1.45% and 1.66% respectively. Personal income and personal consumption both rose 0.4% in June. Personal income is up 4.9%, and spending is up … Read More

Aspen Wealth Strategies Q3 Market Commentary

Joel Faircloth, Aspen Wealth Strategies

“It’s the end of the world as we know it…and I feel fine” R.E.M. (1997) – American Alternative/Indie band “It’s the end of the world as we know it…” Many of you may best remember this song from the opening scene of the first “Independence Day” movie – you know, right before the alien horde destroyed most of the planet.  … Read More

Weekly Talking Points – July 26, 2018

Joel Faircloth, Aspen Wealth Strategies

The S&P 500 was essentially flat last week returning just 0.04%, however there were some sizable moves throughout the week. Some of the biggest movers included United Continental Holdings (up 12.22%) and Netflix (down 8.78%). If anyone is looking for a reason to doubt the current recovery, the latest housing starts report gave them one. Housing starts not only declined … Read More

Navigating Healthcare & Medicare Expenses in Retirement

Preparing for healthcare expenses in retirement can be a daunting task but educating yourself and having your financial plan stress-tested are critical first steps and ones that we want to help you with. While these expenses can no doubt be significant, pro-actively planning for them could result in much better outcomes and allow you to stay focused on your other … Read More

Financial Planning for Special Needs Individuals

Caring for a special needs individual can easily deplete a family’s time and resources. Without knowing the available opportunities and potential pitfalls, you could jeopardize this individual’s financial future and miss out on significant benefits and opportunities.     Be Aware of The Different Financial and Educational Life Stages From a financial perspective, if a child is under 18 then the … Read More

Weekly Talking Points

Joel Faircloth, Aspen Wealth Strategies

Any opinions are those of Joel P Faircloth and not necessarily those of RJFS or Raymond James.