Location Optimization

Maximizing Potential By Minimizing Taxes

Financial “tunnel vision,” merely looking at individual accounts when rebalancing or investing, can be a costly issue at many investment firms. Aspen Wealth Strategies utilizes location optimization to analyze your household and financial framework. By taking this approach, we can find opportunities not only to manage your wealth in different types of accounts (IRA, Roth, taxable) as well as preserve it. 

Another way to think about it is by considering the importance of diversification. Within an IRA are many types of investments, but they are within one kind of account with specific tax implications. By diversifying the types of accounts you have, our team can help you find the right balance of taxable and tax-deferred wealth. It’s a difference that isn’t always noticeable on your custodian statement—that is only a portion of your total return. Your total return also includes price appreciation, dividends, interest, and the cost of taxes. For a Denver wealth management office that sees the big picture and the possibilities that come with that perspective, look no further.